
  :root{
    --text:#0f2a31;
    --ink:#20221d;
    --ink-soft:#1f3a42;
    --paper:#fbfaf6;
    --sand:#dad7d0;
    --sand-deep:#c8c3b8;
    --lime:#c8d300;
    --lime-deep:#9aa300;
    --teal:#5a9dac;
    --teal-deep:#356774;
    --white:#ffffff;
    --radius:14px;
    --shadow: 0 1px 2px rgba(32,34,29,.04), 0 8px 24px -12px rgba(32,34,29,.18);
    --font-display:'Open Sans', sans-serif;
    --font-body:'Open Sans', sans-serif;
    --heading-main:#c8d300;
    --heading-sub:#5a9dac;
  }
  *{box-sizing:border-box;}
  html,body{margin:0;padding:0;}
  body{
    background:var(--paper);
    color:var(--text);
    font-family:var(--font-body);
    font-weight:300;
    font-size:18px;
    -webkit-font-smoothing:antialiased;
    line-height:1.5;
  }
  #app{max-width:1040px;margin:0 auto;padding:0 20px 80px;}
  a{color:var(--teal-deep);}
  h1,h2,h3{font-family:var(--font-display);font-weight:600;letter-spacing:-0.01em;margin:0 0 .4em;}
  h1,h2{color:var(--heading-main);}
  h3{color:var(--heading-sub);}
  h1{font-size:clamp(28px,4.4vw,44px);font-weight:600;}
  h2{font-size:clamp(21px,3vw,28px);}
  h3{font-size:17px;font-weight:600;}
  p{margin:0 0 .8em;color:var(--ink-soft);}
  .eyebrow{
    font-family:var(--font-body);
    text-transform:uppercase;
    letter-spacing:.12em;
    font-size:17px;
    color:var(--teal-deep);
    font-weight:300;
  }
  .eyebrow.q-count{font-size:21px;letter-spacing:.08em;color:var(--text);margin-bottom:6px;display:block;}
  button{font-family:var(--font-body);cursor:pointer;}
  .btn{
    display:inline-flex;align-items:center;gap:8px;
    border:none;border-radius:999px;
    padding:13px 26px;font-size:18px;font-weight:600;
    background:var(--ink);color:var(--paper);
    transition:transform .15s ease, box-shadow .15s ease, background .15s ease;
  }
  .btn:hover{transform:translateY(-1px);box-shadow:0 6px 18px -8px rgba(32,34,29,.35);}
  .btn:active{transform:translateY(0);}
  .btn.primary{background:var(--ink);color:var(--paper);}
  .btn.accent{background:var(--lime);color:var(--ink);}
  .btn.accent:hover{background:var(--lime-deep);}
  .btn.ghost{background:transparent;color:var(--text);box-shadow:inset 0 0 0 1.5px var(--sand-deep);}
  .btn.ghost:hover{box-shadow:inset 0 0 0 1.5px var(--ink);}
  .btn.teal{background:var(--teal);color:#fff;}
  .btn.teal:hover{background:var(--teal-deep);}
  .btn:disabled{opacity:.4;cursor:not-allowed;transform:none;box-shadow:none;}
  .btn svg{width:16px;height:16px;flex:none;}

  /* ---------- Header / Meter (signature element) ---------- */
  header.topbar{
    position:sticky;top:0;z-index:40;
    background:rgba(251,250,246,.92);
    backdrop-filter:blur(6px);
    border-bottom:1px solid var(--sand);
  }
  .topbar-inner{max-width:1040px;margin:0 auto;padding:14px 20px 12px;}
  .brand-row{display:flex;align-items:center;justify-content:space-between;gap:16px;margin-bottom:12px;}
  .brand{display:flex;align-items:center;gap:14px;}
  .brand img{width:58px;height:58px;display:block;}
  .brand-text{font-family:var(--font-display);font-size:24px;line-height:1.15;font-weight:600;color:var(--heading-main);}
  .brand-text span{display:block;font-family:var(--font-body);font-weight:300;font-size:16px;color:var(--heading-sub);letter-spacing:.02em;}
  .version-pill{
    font-family:var(--font-body);font-size:17px;letter-spacing:.06em;
    background:var(--sand);color:var(--text);
    border-radius:999px;padding:4px 10px;
  }

  .meter{display:flex;flex-direction:column;gap:6px;}
  .meter-top{display:flex;align-items:baseline;justify-content:space-between;gap:12px;flex-wrap:wrap;}
  .meter-label{font-family:var(--font-body);font-size:17px;letter-spacing:.08em;text-transform:uppercase;color:var(--text);}
  .meter-total{font-family:var(--font-body);font-size:24px;font-weight:600;color:var(--ink);}
  .meter-bar{
    position:relative;height:10px;border-radius:999px;overflow:hidden;
    background:var(--sand);display:flex;
  }
  .meter-seg{height:100%;transition:width .5s cubic-bezier(.2,.8,.2,1);}
  .meter-dots{display:flex;gap:4px;margin-top:2px;}
  .meter-dot{
    flex:1;height:3px;border-radius:2px;background:var(--sand-deep);
    transition:background .25s ease;
  }
  .meter-dot.done{background:var(--teal);}
  .meter-dot.current{background:var(--ink);}

  /* ---------- Cards / layout ---------- */
  .card{
    background:var(--white);border-radius:var(--radius);
    box-shadow:var(--shadow);padding:26px 28px;margin-bottom:20px;
  }
  .card.sand{background:var(--sand);box-shadow:none;}
  .grid-2{display:grid;grid-template-columns:1fr 1fr;gap:16px;}
  @media (max-width:640px){.grid-2{grid-template-columns:1fr;}}

  /* ---------- Intro ---------- */
  .hero{padding:44px 0 8px;}
  .hero-flex{display:flex;gap:36px;align-items:flex-start;flex-wrap:wrap;}
  .hero-copy{flex:1 1 420px;}
  .hero-side{flex:0 0 300px;min-width:260px;}
  .stat-row{display:flex;gap:22px;margin:22px 0 4px;flex-wrap:wrap;}
  .stat{font-family:var(--font-body);}
  .stat b{display:block;font-size:31px;color:var(--text);}
  .stat span{font-size:17px;color:var(--text);letter-spacing:.03em;}
  .cat-preview{display:grid;grid-template-columns:minmax(0,1fr);gap:8px;margin-top:18px;}
  .cat-chip{
    display:flex;align-items:center;gap:8px;
    background:var(--sand);border-radius:10px;padding:9px 11px;font-size:15px;font-weight:300;
  }
  .cat-chip svg{width:20px;height:20px;flex:none;}
  .cat-chip.pro{opacity:.8;}
  #quickBackBtn:disabled{opacity:1;cursor:default;box-shadow:inset 0 0 0 1.5px var(--sand-deep);}
  .cat-chip{min-width:0;} .cat-chip .badge-pro{flex:none;}
  .badge-pro{
    font-family:var(--font-body);font-size:13.5px;letter-spacing:.01em;
    background:var(--teal);color:#fff;border-radius:5px;padding:1px 5px;margin-left:auto;white-space:nowrap;
  }

  .field-row{margin-bottom:16px;}
  .field-row label{display:block;font-size:15.5px;font-weight:600;margin-bottom:6px;}
  .hint{font-size:17px;color:var(--text);margin-top:4px;}
  input[type=number], input[type=text], input[type=email]{
    width:100%;padding:10px 12px;border-radius:9px;border:1.5px solid var(--sand-deep);
    background:var(--white);font-family:var(--font-body);font-size:17px;color:var(--text);
  }
  input[type=number]:focus, input[type=text]:focus, select:focus{outline:2px solid var(--teal);outline-offset:1px;}
  select{
    width:100%;padding:10px 12px;border-radius:9px;border:1.5px solid var(--sand-deep);
    background:var(--white);font-size:16px;color:var(--text);font-family:var(--font-body);font-weight:300;
  }
  .toggle-row{display:flex;gap:10px;}
  .toggle-opt{
    flex:1;text-align:center;padding:11px 8px;border-radius:10px;
    border:1.5px solid var(--sand-deep);font-size:15.5px;font-weight:600;
    background:var(--white);
  }
  .toggle-opt.active{background:var(--ink);color:var(--paper);border-color:var(--ink);}

  /* range slider */
  input[type=range]{
    -webkit-appearance:none;width:100%;height:6px;border-radius:999px;
    background:var(--sand-deep);margin:10px 0 4px;
  }
  input[type=range]::-webkit-slider-thumb{
    -webkit-appearance:none;width:20px;height:20px;border-radius:50%;
    background:var(--lime);border:3px solid var(--ink);cursor:pointer;margin-top:-7px;
  }
  input[type=range]::-moz-range-thumb{
    width:20px;height:20px;border-radius:50%;background:var(--lime);border:3px solid var(--ink);cursor:pointer;
  }
  input[type=range]::-webkit-slider-runnable-track{height:6px;border-radius:999px;background:var(--sand-deep);}
  .slider-readout{display:flex;justify-content:space-between;align-items:center;margin-top:2px;}
  .slider-readout .val{font-family:var(--font-body);font-weight:600;font-size:17px;color:var(--teal-deep);}
  .slider-readout .range{font-family:var(--font-body);font-size:13.5px;color:var(--ink-soft);}

  /* ---------- Category step ---------- */
  .cat-header{display:flex;align-items:flex-start;gap:16px;margin-bottom:6px;}
  .cat-icon{
    width:52px;height:52px;flex:none;border-radius:14px;background:var(--sand);
    display:flex;align-items:center;justify-content:center;
  }
  .cat-icon svg{width:30px;height:30px;}
  .factor{
    border-top:1px solid var(--sand);padding:20px 0;
  }
  .factor:first-of-type{border-top:none;padding-top:6px;}
  .factor-title{display:flex;justify-content:space-between;align-items:baseline;gap:10px;margin-bottom:4px;}
  .factor-title h3{margin:0;}
  .factor-value{font-family:var(--font-body);font-weight:600;font-size:18px;color:var(--ink);white-space:nowrap;}
  .factor-desc{font-size:15.5px;color:var(--ink-soft);margin-bottom:14px;}
  .subfield{margin-top:12px;padding-top:12px;border-top:1px dashed var(--sand-deep);}
  .subfield:first-of-type{border-top:none;margin-top:0;padding-top:0;}
  .subfield-label{font-size:15px;font-weight:600;color:var(--ink-soft);margin-bottom:6px;}

  .cat-footer{
    display:flex;justify-content:space-between;align-items:center;margin-top:8px;
    background:var(--sand);border-radius:12px;padding:14px 18px;
  }
  .cat-subtotal{font-family:var(--font-body);}
  .cat-subtotal b{font-size:23px;}
  .nav-row{display:flex;justify-content:space-between;align-items:center;margin-top:18px;gap:10px;flex-wrap:wrap;}
  .nav-row .left{display:flex;gap:10px;}

  .locked{
    text-align:center;padding:40px 20px;
  }
  .locked svg{width:36px;height:36px;margin-bottom:10px;color:var(--teal-deep);}

  /* ---------- Chat (Dummy-Bot) ---------- */
  .chat-card{padding:0;overflow:hidden;display:flex;flex-direction:column;max-height:78vh;}
  .chat-window{overflow-y:auto;padding:26px 26px 10px;flex:1;scroll-behavior:smooth;}
  .chat-msg{display:flex;gap:10px;margin-bottom:14px;align-items:flex-start;}
  .chat-msg.user{flex-direction:row-reverse;}
  .chat-avatar{
    width:30px;height:30px;flex:none;border-radius:50%;background:var(--sand);
    display:flex;align-items:center;justify-content:center;
  }
  .chat-avatar svg{width:20px;height:20px;}
  .chat-bubble{
    max-width:78%;padding:12px 15px;border-radius:16px;font-size:16px;line-height:1.5;
    background:var(--sand);color:var(--text);
  }
  .chat-bubble .eyebrow{display:block;margin-bottom:2px;}
  .chat-bubble.system{background:transparent;border:1.5px dashed var(--sand-deep);color:var(--ink-soft);font-size:15px;}
  .chat-msg.user .chat-bubble{background:var(--ink);color:var(--paper);border-bottom-right-radius:4px;}
  .chat-msg.bot .chat-bubble{border-bottom-left-radius:4px;}
  .chat-input{
    border-top:1px solid var(--sand);padding:16px 26px 20px;background:var(--white);
  }
  .chat-chip-row{display:flex;flex-wrap:wrap;gap:8px;}
  .chat-chip{background:var(--white);}
  .chat-slider-box{display:flex;flex-direction:column;gap:4px;}
  .chat-slider-box .btn{margin-top:8px;}

  /* ---------- Summary ---------- */
  .kpi-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:14px;margin:18px 0;}
  @media (max-width:720px){.kpi-grid{grid-template-columns:1fr 1fr;}}
  .kpi{background:var(--sand);border-radius:12px;padding:16px 18px;}
  .kpi .eyebrow{display:block;margin-bottom:6px;}
  .kpi b{font-family:var(--font-body);font-size:25px;display:block;}

  .total-hero{
    display:flex;align-items:baseline;gap:16px;flex-wrap:wrap;margin:6px 0 18px;
  }
  .total-hero .amount{font-family:var(--font-body);font-weight:600;font-size:clamp(34px,6vw,54px);color:var(--ink);}

  table.report{width:100%;border-collapse:collapse;font-size:16px;}
  table.report th{text-align:left;font-family:var(--font-body);font-size:13.5px;letter-spacing:.06em;text-transform:uppercase;color:var(--ink-soft);padding:8px 10px;border-bottom:1.5px solid var(--sand-deep);}
  table.report td{padding:9px 10px;border-bottom:1px solid var(--sand);}
  table.report tr:last-child td{border-bottom:none;font-weight:600;}
  table.report td svg{width:24px;height:24px;vertical-align:middle;}
  table.report td.num{font-family:var(--font-body);text-align:right;}
  .bar-cell{display:flex;align-items:center;gap:8px;}
  .bar-track{flex:1;height:7px;border-radius:99px;background:var(--sand);overflow:hidden;}
  .bar-fill{height:100%;background:var(--teal);}

  .chip-group{display:flex;flex-wrap:wrap;gap:8px;margin-top:10px;}
  .chip{
    font-size:14.5px;font-weight:600;padding:7px 12px;border-radius:999px;
    border:1.5px solid var(--sand-deep);background:var(--white);color:var(--ink-soft);
    transition:all .15s ease;
  }
  .chip.on{background:var(--teal);color:#fff;border-color:var(--teal);}
  .chip-col-title{font-family:var(--font-body);font-size:21px;text-transform:uppercase;letter-spacing:.08em;color:var(--text);margin:18px 0 6px;}
  .chip-col-title:first-child{margin-top:2px;}

  .assumptions{font-size:15px;color:var(--ink-soft);}
  .assumptions dt{font-weight:600;color:var(--ink);}
  .assumptions-grid{display:grid;grid-template-columns:1fr 1fr;gap:8px 20px;margin-top:10px;}
  @media (max-width:640px){.assumptions-grid{grid-template-columns:1fr;}}
  .assumptions-grid div{display:flex;justify-content:space-between;gap:14px;border-bottom:1px dotted var(--sand-deep);padding:4px 0;font-family:var(--font-body);font-size:14.5px;}
  .assumptions-grid div span:first-child{flex:0 0 auto;color:var(--ink);font-weight:600;}
  .assumptions-grid div span:last-child{text-align:right;flex:1;}

  .cta-block{
    background:var(--ink);color:var(--paper);border-radius:var(--radius);
    padding:32px 30px;display:flex;justify-content:space-between;align-items:center;gap:20px;flex-wrap:wrap;
    margin-top:22px;
  }
  .cta-block h2{color:var(--paper);}
  .cta-block p{color:#c8c8bd;}

  .footer{
    margin-top:36px;padding-top:20px;border-top:1px solid var(--sand);
    display:flex;justify-content:space-between;align-items:center;gap:14px;flex-wrap:wrap;
    font-size:18px;color:var(--text);
  }
  .footer .brand{opacity:.85;}
  .footer img{width:46px;height:46px;}

  .roadmap{display:flex;flex-wrap:wrap;gap:8px;margin-top:10px;}
  .roadmap span{
    font-size:14px;background:var(--sand);border-radius:999px;padding:5px 11px;color:var(--ink-soft);
  }

  .helpfab{
    position:fixed;right:20px;bottom:20px;z-index:50;
    width:52px;height:52px;border-radius:50%;background:var(--lime);
    display:flex;align-items:center;justify-content:center;box-shadow:var(--shadow);border:none;
  }
  .helpfab svg{width:24px;height:24px;color:var(--ink);}
  .helppanel{
    position:fixed;right:20px;bottom:82px;z-index:50;width:320px;max-width:calc(100vw - 40px);
    background:var(--white);border-radius:16px;box-shadow:var(--shadow);padding:18px;
    max-height:70vh;overflow:auto;
  }
  .helppanel h3{margin-bottom:10px;}
  .faq-q{font-weight:600;font-size:15.5px;margin-top:12px;}
  .faq-a{font-size:15px;color:var(--ink-soft);}

  @media print{
    header.topbar, .helpfab, .helppanel, .nav-row, .no-print{display:none !important;}
    body{background:#fff;}
  }
  .sr-only{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0,0,0,0);}

  /* Partner-Banner */
  .partner-banner{display:flex;align-items:center;gap:18px;flex-wrap:wrap;background:var(--white);border:1.5px solid var(--sand-deep);border-radius:var(--radius);padding:18px 22px;margin:22px 0;}
  .partner-banner .pb-icon{flex:none;width:64px;height:64px;border-radius:50%;background:var(--sand);display:flex;align-items:center;justify-content:center;}
  .partner-banner .pb-icon svg{width:36px;height:36px;}
  .partner-banner .pb-body{flex:1;min-width:220px;}
  .partner-banner .pb-tag{font-size:14px;letter-spacing:.08em;text-transform:uppercase;color:var(--text);margin-bottom:2px;}
  .partner-banner .pb-name{font-size:20px;font-weight:600;color:var(--teal-deep);margin:0 0 2px;}
  .partner-banner .pb-text{font-size:17px;color:var(--ink-soft);margin:0;}
  .partner-banner .pb-cta{flex:none;}

  /* Lead-Maske */
  .lead-overlay{position:fixed;inset:0;background:rgba(32,34,29,.6);display:flex;align-items:center;justify-content:center;padding:16px;z-index:1000;overflow:auto;}
  .lead-modal{background:var(--white);border-radius:var(--radius);max-width:520px;width:100%;padding:28px 28px 24px;box-shadow:0 20px 60px rgba(0,0,0,.3);}
  .lead-modal h2{margin-bottom:.3em;}
  .lead-test{display:inline-block;background:var(--sand);color:var(--text);font-size:14px;letter-spacing:.08em;text-transform:uppercase;border-radius:999px;padding:3px 12px;margin-bottom:10px;}
  .lead-modal p{font-size:17px;color:var(--ink-soft);}
  .lead-modal label{display:block;font-size:17px;font-weight:600;color:var(--text);margin:14px 0 6px;}
  .lead-modal input[type=text],.lead-modal input[type=email],.lead-modal input[type=tel]{width:100%;padding:13px 14px;font-size:18px;font-family:var(--font-body);font-weight:300;color:var(--text);border:1.5px solid var(--sand-deep);border-radius:10px;background:var(--white);}
  .lead-modal input:focus{outline:3px solid var(--teal);outline-offset:1px;}
  .lead-modal input.invalid{border-color:#b3452c;}
  .lead-err{color:#b3452c;font-size:15.5px;min-height:1.2em;margin-top:4px;}
  .lead-consent{font-weight:300;display:flex;gap:10px;align-items:flex-start;margin-top:16px;font-size:16px;color:var(--ink-soft);}
  .lead-consent input{width:22px;height:22px;margin-top:2px;flex:none;}
  .lead-actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:20px;}

  .pdf-head{display:flex;align-items:center;gap:14px;padding:6px 4px 16px;margin-bottom:14px;border-bottom:2px solid var(--sand);}
  .pdf-head img{width:58px;height:58px;display:block;}
  .pdf-head .pdf-name{font-size:24px;font-weight:600;color:var(--heading-main);background:var(--ink);padding:5px 12px;border-radius:8px;line-height:1.25;}
  .pdf-head .pdf-name span{display:block;font-size:15px;font-weight:600;color:var(--heading-sub);}
  .pdf-head .pdf-date{margin-left:auto;font-size:15px;color:var(--text);}

  .lead-info{display:flex;gap:14px;align-items:flex-start;background:var(--sand);border-left:5px solid var(--teal);border-radius:12px;padding:16px 18px;margin:14px 0;}
  .lead-info .li-i{flex:none;width:34px;height:34px;border-radius:50%;background:var(--teal-deep);color:#fff;font-weight:600;font-size:20px;display:flex;align-items:center;justify-content:center;font-family:Georgia,serif;font-style:italic;}
  .lead-info p{margin:0 0 .5em;font-size:18px;color:var(--text);}
  .lead-info p:last-child{margin:0;} .lead-info b{font-weight:600;}
  .lead-warn{background:#f6e3de;border-left-color:#b3452c;}

  @media (max-width:560px){
    .kpi-grid{grid-template-columns:minmax(0,1fr);}
    .kpi{min-width:0;}
    table.report{font-size:15px;}
    table.report td,table.report th{padding:8px 4px;}
    .bar-cell .bar,.bar-cell>div:first-child{max-width:40px;}
    .brand-row{flex-wrap:wrap;}
    .brand img{width:46px;height:46px;}
    .brand-text{font-size:19px;} .brand-text span{font-size:14px;}
    .version-pill{font-size:14px;padding:3px 8px;}
    .topbar .meter-label{font-size:14px;}
  }

  .mode-grid{display:grid;grid-template-columns:1fr 1fr;gap:20px;margin:26px 0 10px;}
  @media (max-width:700px){.mode-grid{grid-template-columns:1fr;}}
  .mode-card{all:unset;box-sizing:border-box;cursor:pointer;display:block;background:var(--white);border:2px solid var(--sand-deep);border-radius:var(--radius);padding:28px 26px;transition:transform .15s,border-color .15s,box-shadow .15s;}
  .mode-card:hover,.mode-card:focus-visible{border-color:var(--teal);box-shadow:0 8px 28px rgba(0,0,0,.1);transform:translateY(-2px);}
  .mode-card:focus-visible{outline:3px solid var(--teal);outline-offset:2px;}
  .mode-card .mc-icon{font-size:40px;line-height:1;margin-bottom:12px;}
  .mode-card .mc-title{font-family:var(--font-display);font-weight:600;font-size:24px;color:var(--teal-deep);margin-bottom:8px;display:block;}
  .mode-card .mc-text{font-size:18px;color:var(--ink-soft);display:block;margin-bottom:14px;}
  .mode-card .mc-meta{font-size:16px;color:var(--text);display:block;margin-bottom:18px;}
  .mode-card .mc-go{display:inline-block;background:var(--lime);color:var(--ink);font-weight:600;font-size:18px;padding:12px 24px;border-radius:999px;}

  .pdf-foot{margin-top:18px;background:var(--sand);border-radius:var(--radius);padding:20px 24px;border-left:6px solid var(--lime);}
  .pdf-foot h3{margin:0 0 6px;font-size:20px;color:var(--teal-deep);}
  .pdf-foot p{margin:0 0 10px;font-size:17px;color:var(--text);}
  .pdf-foot a{color:var(--teal-deep);font-weight:600;font-size:18px;text-decoration:underline;}
  .pdf-foot .pf-btn{display:inline-block;background:var(--lime);color:var(--ink);padding:11px 22px;border-radius:999px;text-decoration:none;font-weight:600;font-size:18px;margin-bottom:10px;}
  .pdf-foot .pf-row{font-size:17px;color:var(--text);margin-top:4px;}
